Appendix B MAGI Tax Deductions Maximum Amounts

MAGI-Deductible Expense

Maximum Amount

Student loan interest

 *Married individuals filing separately cannot claim this deduction.

 

$2,500.00 per tax return

Self-employed health insurance

No maximum

Deductible part of self-employment tax

No maximum

Health savings account deduction

No maximum

Educator expenses

*Both spouses must be educators to receive the maximum for married filing jointly. 

$250.00 for single filers

 

$500 for married joint filers

Certain business expenses of reservist, performing artist and fee-basis government officials

 

No maximum

Moving expenses

* Limited to members of the Armed Forces.

No maximum

Self-employed SEP, SIMPLE and qualified plans

No maximum

Penalty on early withdrawal of savings

 

No maximum

Alimony paid

*Allowed for settlements prior to 01/01/2019. 

No maximum

IRA deduction

*If spouse is covered by an employer-sponsored plan, married filers receive a partial deduction

< age 50: $5,500 if single, $11,000 if married

> age 50: $6,500 if single, $13,000 if married

 

 

Updated June 3, 2019,  Replacing February 1, 2019