Appendix A: Determining Medical Assistance Eligibility and Payment Toward the Cost of LTC Facility Services

Income Limits

NMP-SSI Related Monthly Special Gross Income Limit--Effective 1/1/2025 (300% of Federal Benefit Rate)

$2,901.00

NMP-SSI Related Monthly Special Gross Income Limit-- Effective 1/1/2024 (300% of Federal Benefit Rate)

$2,829.00

MNO 6-Month Limit - 1 Person

$2,550.00

SSI Monthly 1 Person Limit -- Effective 1/1/2025

$989.10

Deductions

 

FSA

 

Dependent Child Maintenance Limit (No CS)

Schedule 1

$215.00

 

Schedule 2

$205.00

 

Schedule 3

$195.00

 

Schedule 4

$174.00

Disabled/Blind Child Maintenance Limit (SSI Limit)

(No CS) - Effective 1/1/2025

$989.10

Disabled/Blind Child Maintenance Limit (SSI Limit)

(No CS) - Effective 1/1/2024

$965.10

Low Income Subsidy Benchmark-Effective 1/1/2025

$48.36

Low Income Subsidy Benchmark-Effective 1/1/2024

$40.16

LIFE Capitated Rate

LIFE Capitated Rate for MA only (Non-Dual) Recipients- Effective 1/01/2023-6/30/2025

$5,204.81

LIFE Capitated Rate for MA only (Non-Dual) Recipients- Effective 7/01/2021-6/30/2022

$5,053.21

LIFE Capitated Rate for Dual Eligible Recipients- Effective 1/01/2023-6/30/2025

$3,944.22

LIFE Capitated Rate for Dual Eligible Recipients- Effective 7/01/2021-6/30/2022

$3,829.34

 

Deductions

Personal Needs Allowance Deduction
(No therapeutic activity earnings) -Effective 1/1/2025

$60.00

Personal Needs Allowance Deduction 
(No therapeutic activity earnings) 7/1/2007-12/31/2024
$45.00

Shelter Cost -Effective 10/1/2025:

Heating Standard (2025)

$857.00

Heating Standard (2024)

$758.00

Non-Heating Standard (2025)

$488.00

Non- Heating Standard (2024)

$402.00

Homeless Standard (2025)

$199.00

Homeless Standard (2024)

$190.00

Limited SUA (2025)

$128.00

Limited SUA (2024)

$72.00

Phone only  (2025)

$107.00

Phone only  (2024)

$34.00

Determining Payment toward the Cost of LTC Facility Services: Spousal Impoverishment Provisions

 

Monthly Maintenance Needs Allowance

 

 Minimum Monthly Maintenance Needs Allowance (MinMMNA)

Effective 7/1/2025

$2,644.00

Minimum Monthly Maintenance Needs Allowance (MinMMNA)  Effective 7/1/2024

$2,555.00

Maximum Monthly Maintenance Needs Allowance (MaxMMNA)  Effective 1/1/2025

$3,948.50

Maximum Monthly Maintenance Needs Allowance (MaxMMNA)  Effective 1/1/2024

$3,853.50

Excess Monthly Shelter Standard  Effective 7/1/2025

$794.00

Excess Monthly Shelter Standard  Effective 7/1/2024

$767.00

Dependent Living with Community Spouse Allowance  Effective 7/1/2025

$2,644.00

Dependent Living with Community Spouse Allowance  Effective 7/1/2024

$2,555.00

 

 

 

Protected Share

 

Maximum Protected Share          Effective 1/1/2025

$157,920.00

Maximum Protected Share          Effective 1/1/2024

$154,140.00

Minimum Protected Share           Effective 1/1/2025

$31,584.00

Minimum Protected Share           Effective 1/1/2024

$30,828.00

 

 

                              Private Pay Rates

 

Determining a Penalty Period      Effective 1/1/2025

 

Average Monthly Private Pay Rate

 $12,160.58

Average Daily Private Pay Rate

$399.80

Determining a Penalty Period Effective 1/1/2024

 

Average Monthly Private Pay Rate

$11,547.69

Average Daily Private Pay Rate

$379.65

 

 

Excess Home Equity Limits

 

 

Excess Home Equity Limit                                   Effective  1/1/2025

$730,000

Excess Home Equity Limit                                  Effective  1/1/2024

$713,000

 

NOTE: When the CAO needs to process a retroactive opening for  LTC and the start date entered on the Program Request screen is two months or more prior to the date changes for COLA or Mass Change take effect, the caseworker must use a two-step process. See the “Mass Changes” section of the LTC Procedural Desk Guide for the processing steps for a retroactive opening.

 

Updated August 26, 2025, replacing June 3, 2025